Single Family Residential Rehabilitation Program

The City of Edwardsville is now offering a Single Family Residential Rehabilitation Program. It is designed to provide eligible single-family homeowners an opportunity to make improvements to older homes in Edwardsville with a forgivable loan offered by the City. The program was launched in September 2023, and will provide approved participants with up to $25,000 for permitted projects. Funds for the rehabilitation project will be provided to the assisted homeowner as a five-year forgivable loan. The City anticipates assisting eight to 12 rehabilitation projects per year; applications will be accepted on a first come, first served basis.

This is an Economic and Community Development program being administered in conjunction with the Public Works Department.

Eligibility requirements

  • Home must have been built before 1985.
  • Home must have a Department of Revenue equalized value of $60,000 or less per the Madison County Assessor's most recent assessment.
  • The home must be owner-occupied and meet the following income guidelines:

More Information:

CONTACT: Economic and Community Development Coordinator James Arnold

EMAIL: jarnold@cityofedwardsville.com

PHONE: 618-692-7533

APPLICATION: Click HERE for printable application. Fill out and submit in person or by mail to:

Single Family Residential Rehabilitation Program, Public Works Department, 200 E. Park Street, Edwardsville, IL 62025

 

St. Louis, MO-IL HUD Metro Fair Market Rents Area

Income Limit 1-person 2-person 3-person 4-person 5-person 6-person 7-person 8-person
Family Size Adjustment $80,350 x 0.70 $80,350 x
0.80
 $80,350 x
0.90
 $80,350 x
1
 $80,350 x
1.08
 $80,350 x
1.16
 $80,350 x
1.24
 $80,350 x
1.32
Final FY2023 Low-Income Limits $56,250 $64,300 $72,350 $80,350 $86,800 $93,250 $99,650 $106,100

Qualified Expenditures

Group 1: Highest priority

  • Permanent coverings of walls, partitions, floors and ceilings, such as paneling or tiles
  • Windows and doors
  • Components of central air conditioning or heating systems (energy star minimum)
  • Plumbing pertaining to sewer and water lines and tap on fees
  • Electrical wiring
  • Chimneys
  • Foundation
  • Permit Costs
  • Roofing

Group 2: Lowest priority

  • Walls
  • Floors
  • Ceilings
  • Stairs
  • Siding
  • Plumbing pertaining to fixture upgrades
  • Electric pertaining to fixture upgrades
  • Other components (that is, other parts of the building) relating to the operation or maintenance of the building
  • Accessibility projects related to aging in place

Ineligible Rehabilitation costs:

  • Appliances
  • Cabinets (unless inherently permanent structure and part of the building)
  • Carpeting  
  • Decks, Porches and Porticos (that were not part of original building)
  • Demolition and removal costs (of an existing building on property site)
  • Fencing 
  • Landscaping 

How the Program Works

  1. Single-family homeowner turns in application for approval, which includes three bids from contractors registered in Illinois that are bonded and insured.
  2. Single-family homeowner discusses project with City, which includes contractor bids, scope of work and pre-project pictures.
  3. Single-family homeowner and contractor awarded a contract.
  4. All permits must be submitted and approved prior to work commencing.
  5. Upon project completion, owner must submit completed scope of work, sign off that the work has been completed, post project pictures, and submit for grant reimbursement to contractor.
  6. Work must be inspected by the City of Edwardsville.
  7. City files a five-year forgivable lien against property.
  8. Homeowner is required to prove ownership for the length of the lien.
  9. In the event that this property becomes a rental unit within this five-year period for forgiveness, homeowner will be required to pay back loan on a pro-rated monthly schedule for the time remaining.
  10. In the event of death or other extreme circumstances, the City of Edwardsville retains the right to determine loan forgiveness.

Please see application for full details and terms of the program.